Motor Insurance 

Motor Insurance is compulsory by law in most countries.  It is to protect innocent 3rd party who is injured 

or died in motor accident that they or their dependants are assured of financial compensations from the

 wrongdoers' motor insurer.

Motor Insurance is divided into 3 categories: Private Car, Commercial Vehicles and Motor Cycles.

Private Car Insurance

This insurance applies to private cars used for social and domestic purposes and/or business purposes. 

 Comprehensive policies issued to individuals also include personal accident benefits for the insured

 and spouse, medical expenses and loss of, or damage to, rugs, clothes and personal belongings.

Commercial Vehicles

Vehicles used for commercial purposes which includes taxis, lorries, vans, hire cars and 

police cars are not insured under private car policies but under special contracts known as 

commercial vehicle policies.

Motor Cycle Insurance                                                                                                       

Motor Cycle Insurance depends upon the machine whether it is moped or high powered

 motor cycle and on the age and experience of the cyclist.  The cover is comparatively

 inexpensive relative to motor car insurance.

With XYZ, you can enjoy hassle-free motor & marine insurance protection.

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